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JJ Berry Furniture Layaway Program

Layaway Fast Facts

Layaways are available for purchases over $300.00.

  • A Layaway contract is eight (8) weeks.
  • The Service fee on all new Layaway contracts is $20.00, which is nonrefundable.
  • A down payment of 25% of the total due is collected when merchandise is put into Layaway. This is nonrefundable if the contract is cancelled.
  • The bi-weekly payment schedule for all new Layaway contracts is 25% of the original balance due.
  • As long as payments are made on time, the merchandise will be held for you.
  • The Cancellation Fee on all new Layaway contracts is 20% of the original purchase price of merchandise (including sales tax)
  • Layaway merchandise is returned to stock seven (7) days after a missed payment.
  • If Layaway merchandise is returned to stock, you are eligible for a refund of amounts paid minus Down payment, Service and Cancellation fees.

Layaway Transitions Rules
  • You can use one or any combination of these payment options: cash, check, credit card (visa, MasterCard, Discover), or debit card.
  • New Layaway contracts cannot be created if you have other delinquent Layaway Contracts.
  • No partial takeouts are permitted.
  • Person initiating Layaway must be the same person finalizing Layaway. A picture ID is required for all new Layaways, pickups and refunds.
  • Partial payments will not be accepted. All scheduled bi-weekly payments must be paid in full.
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Synchrony Financial
Merchants Preferred Financing